NEWEarned Wage Access is here: powered by Payactiv →
Payment processing, simplified

Fintech Payment Solutions.
One Partner.

As your independent payment partner, we match you with solutions that fit your business: processing, terminals, financing & Earned Wage Access.

No setup fees • Free consultation

Contactless card payment terminal

Payment solutions we bring to your business

ElavonMonerisSquarePayactivAuthorize.Net

Businesses that trust Payology

A few of the merchants we’ve helped get paid faster.

GFL Environmental
Halibut House
Chateau Le Parc Banquet Hall
Boss Mechanical
Bar Origin
Chateau Le Parc Banquet Hall
Sundays Pasta Lab
Tremari Bakery
Forno Cultura
Kalyvia Restaurant
Truffle Kings
The Ballroom Bowl
GOTSTYLE
Banh Mi World
GTS Services
Le Petit Pain
Mobility Max
Prive
Armor House
Hotel Tech
Face Cosmetic
Clarite Medspa
Chargio
Brydens Pub
Gossip Beauty
Prive Hair Gallery
Alex Food Service
Spark Charity
The Cof Party
VISO Toronto
GFL Environmental
Halibut House
Chateau Le Parc Banquet Hall
Boss Mechanical
Bar Origin
Sundays Pasta Lab
Tremari Bakery
Forno Cultura
Kalyvia Restaurant
Truffle Kings
The Ballroom Bowl
GOTSTYLE
Banh Mi World
GTS Services
Le Petit Pain
Mobility Max
Prive
Armor House
Hotel Tech
Face Cosmetic
Clarite Medspa
Chargio
Brydens Pub
Gossip Beauty
Prive Hair Gallery
Alex Food Service
Spark Charity
The Cof Party
VISO Toronto

Everything payments, one partner

Payment processing icon

Payment processing

Secure, reliable terminals and checkout, set up in minutes, not weeks.

Earned Wage Access icon

Earned Wage Access

Partnered with Payactiv so employees can access earned wages before payday.

<1hr
avg. support response time
98%
customer satisfaction
100%
Canada & US-based support
$1.5B+
processed annually

Why merchants choose Payology

A few of the things merchants bring up most often once they switch to us.

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Faster payouts

Funds land on a predictable schedule and every transaction shows up in one clear report, so closing the books at month end takes minutes instead of hours.

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Same day onboarding

Our team handles the setup, from terminal configuration to staff training, so most merchants are taking live payments the same day they switch, with almost no downtime.

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Accurate billing

Every statement is broken down line by line, so it is easy to spot a duplicate charge or a rate that crept up, the kind of thing a lot of merchants say their old processor never caught.

Solutions built around your business

Ready to move money smarter?

Talk to our team about the right setup for your business.

Talk to Sales