NEWEarned Wage Access is here: powered by Payactiv →
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85% of workers live paycheque to paycheque.

Roughly 1 in 4 couldn't cover a $500 expense without borrowing. For hourly, frontline-heavy teams, that stress shows up directly in productivity, attendance, and turnover.

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Source: H&R Block Canada financial wellness survey, 2025; Statistics Canada, Feb. 2023

Payactiv earned wage access app on a smartphone
95%
of employees are interested in working for a company that offers EWA
43%
of Americans can't cover a $1,000 expense with savings (BankRate)
30%
average increase in retention for employers offering EWA
79%
would switch to an employer that offers EWA; 89% would stay longer

Industries We Serve

Healthcare
Senior Care
Retail
Restaurants
Hospitality
BPOs
Manufacturing
Logistics
Warehousing
Education & More

What's Included

Tips & Mileage

Same-Day Cashless Deposits

Tips and mileage recorded through your POS system are deposited digitally the same day they're earned, no changes to payroll. Distribute by role, shift, or percentage, or pay tips as received.

Off-Cycle Pay

Termination Pay, Bonuses & Reimbursements

Pay terminated employees, bonuses, and reimbursements instantly, with flexible disbursement: RTP, direct-to-debit, Zelle, same/next-day ACH, wire, or paper check, while staying aligned with state wage regulations.

Admin Portal

Payactivate Employer Portal

A web-based portal for instant configuration, employee management, real-time analytics, tips and mileage management, and card program administration, all in one place.

Discounts

Everyday Savings for Employees

Employees get exclusive discounts right in the app: insurance quotes on auto, home, and pet coverage, AMC movie tickets, TurboTax filing, and savings on prescriptions.

Adoption is at a record high.

90% of users access wages on a regular basis, logging into the app an average of 16 times a month, with the biggest spikes in the days right before payday. Workers are spending on necessities like food, gas, and utility bills, and tend to choose employers who prioritize their financial wellbeing.

Mobile screens showing the Payactiv earned wage access and savings app
90%
Adoption Rate
16x
Avg. Logins Per Month

Safe, Secure, and Compliant

SOC2 Compliant
Data is encrypted and independently audited to SOC2 standards.
ISO 27001 Certified
Information security management certified to the ISO 27001 standard.
Positive Pay Fraud Checks
Every check is matched against authorized request data to detect fraud before it happens.
We Do the Heavy Lifting
Payactiv integrates with your existing payroll and funds the program so it never disrupts your payroll, with a dedicated account manager guiding onboarding.

Ready to offer Earned Wage Access?

Join a community of over 40,000 businesses and leading HCM and payroll companies already using Payactiv.

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